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+-- Forum: Madison Motorsports (https://forum.mmsports.org/forumdisplay.php?fid=3)
+--- Forum: Motorcycles (https://forum.mmsports.org/forumdisplay.php?fid=10)
+--- Thread: the story of my stupidity. (/showthread.php?tid=6531)
- Apoc - 10-03-2007
asteele2 Wrote:To answer Paul's question, I believe his health insurance did/would have covered his medical costs. Health insurance doesn't offer non-income compensation for patients during recovery, though. He wasn't able to work while he was healing, hence, he had losses.
Yay short-term disability! Maybe I need to hurt myself.
- .RJ - 10-03-2007
navin Wrote:Had liability - I was def. at fault so I'm pretty sure they wouldnt cover it.
If you had comprehensive/collision coverage, they'll cover you if you dump it.
They'll also cover you gear... oh wait :lol:
I carry full coverage on my shit - its not that much more $$, but my bike insurance is really cheap.
- .RJ - 10-03-2007
asteele2 Wrote:Health insurance doesn't offer non-income compensation for patients during recovery, though. He wasn't able to work while he was healing, hence, he had losses.
![[Image: fullZZZZZZTVCCL0224181325PIC.jpg]](http://www.visit4info.com/sitecontent/LG/fullZZZZZZTVCCL0224181325PIC.jpg)
- Apoc - 10-03-2007
Yeah... only thing I was going to say, and I know Paul knows I was going to say this, but insure your shit if you have a nice bike. You really are opening yourself up to a significant write-off if you don't and if you can't work to pay the bills it's doubley-difficult.
- .paul - 10-03-2007
Full coverage for you old donkey's is a lot cheaper than for us young bucks under 25
but I whole heartily agree about full coverage insurance.
- Apoc - 10-03-2007
Then don't buy a newish RR!
FWIW, I didn't have a bike until I was 25 but my car insurance only went down $25 when I turned 25. The equipment plays a much bigger role than age does when you're over 21.
- navin - 10-03-2007
If i remember correctly full coverage for me was about $140+ a month - this is with a 1 at fault accident/ticket - although my ins. company says im at fault for 2 (not, red hatchcrap accident)...
ps. wasnt a new RR, it was used. I ended up paying about $1500 out of pocket to pay off the loan after i sold the bike to someone who was gonna fix it.
the motor shifteed, sooo i think i got a decent amount of money for that wrecked POS.
- Ginger - 10-03-2007
Apoc Wrote:Yay short-term disability! Maybe I need to hurt myself.
Something tells me that isn't a popular option for waiters and bartenders
- Apoc - 10-03-2007
I said -ish sucka!
- .RJ - 10-03-2007
navin Wrote:If i remember correctly full coverage for me was about $140+ a month
Gotta shop around... I got rates all over the place when I switched last year. I went with state farm ($230/year for the bike). I've also moved my car and renters insurance with them too, and fuck gecko.
- .RJ - 10-03-2007
asteele2 Wrote:Something tells me that isn't a popular option for waiters and bartenders
Shit, I sliced my hand open bartending
- Ginger - 10-03-2007
The CLAW!
- .RJ - 10-03-2007
:middlefinger:
- navin - 10-03-2007
.RJ Wrote:asteele2 Wrote:Something tells me that isn't a popular option for waiters and bartenders
Shit, I sliced my hand open bartending
shiiiiet - who hasnt
But when i wrecked the bike i was working at another restaurant as a waiter (long story, fuck fine dining).. ps. For sale, joe rocket mesh jacket, size small, wore once, not wrecked in
- .paul - 10-03-2007
that is the first time I met RJ... out of a job, cast, and eating at chilis
- .RJ - 10-03-2007
lol... yeah that sucked.
- Kaan - 10-03-2007
Glad to see you are ok. And i'm glad the other thread is locked... so i didnt get banned again.
- navin - 10-03-2007
I coulda sworn i talked to you about this already, or maybe that was Matt.
i was drunk.
- Ginger - 10-03-2007
Jacket model info?
- .RJ - 10-03-2007
asteele2 Wrote:Jacket model info?
navin Wrote:- the day i didnt wear my jacket (im an idiot)